HCG Insurance Coverage (2026)
Mimics luteinizing hormone (LH) to stimulate the testes, maintaining testicular size and function, preserving fertility, and supporting intratesticular testosterone production during TRT.
$30-80/mo
Compounded Price
Subcutaneous
Frequency
4
Dose Options
1973
FDA Approved
HCG Insurance Coverage
Insurance coverage for HCG (Pregnyl, Novarel) varies by plan. Testosterone replacement therapy is often covered when medically necessary with documented low testosterone levels.
Typical Coverage
- Brand-name Pregnyl, Novarel may be covered with prior authorization
- Compounded HCG is generally not covered by insurance
- Most plans require documentation of testosterone below 300 ng/dL
Clinics Offering HCG
HCG FAQ
How much does HCG cost?
Compounded HCG costs $30-80/mo through TRT clinics. Brand-name versions (Pregnyl, Novarel) cost $100-300/mo without insurance.
What are HCG side effects?
Common side effects include injection site reactions, headache, fatigue, water retention, mood changes. Most are manageable with proper monitoring.
How is HCG administered?
HCG is administered as a subcutaneous injection 2-3 times per week.
What doses is HCG available in?
HCG is available in 250 IU 3x/week, 500 IU 2x/week, 500 IU 3x/week, 1000 IU 2x/week doses.