How much does TRT cost per month?
Last updated: January 2026
Quick Answer
TRT typically costs $99-350 per month through telehealth clinics, which includes testosterone, provider consultations, and home delivery. Brand-name testosterone from a retail pharmacy with insurance may cost $30-100 per month in copays. Without insurance, retail testosterone cypionate costs $80-200 per month.
Understanding How much does TRT cost per month
TRT typically costs $99-350 per month through telehealth clinics, which includes testosterone, provider consultations, and home delivery. Brand-name testosterone from a retail pharmacy with insurance may cost $30-100 per month in copays. Without insurance, retail testosterone cypionate costs $80-200 per month.
TRT pricing is one of the most important factors when choosing a clinic. Brand-name testosterone cypionate carries a retail price, while compounded versions from licensed 503B pharmacies offer the same medication at lower cost. Most online TRT clinics bundle medication, bloodwork, and consultations into monthly subscriptions.
Price Comparison: Online vs Local Clinics
Local endocrinologists and urologists typically charge $200-500 per visit plus separate lab and medication costs. Online TRT clinics offer all-inclusive monthly plans ranging from $99-350 per month, covering medication, consultations, and often bloodwork.
Ways to Reduce Your TRT Costs
- Use HSA or FSA pre-tax dollars to save 20-40% on treatment costs
- Compare pricing across multiple TRT clinics before committing
- Ask about compounded testosterone, which is often 30-50% cheaper than brand-name
- Check if your insurance plan covers testosterone replacement therapy
- Look for providers offering free initial consultations
Related Questions
Is TRT covered by insurance?
Yes, testosterone replacement therapy is often covered by insurance when you have a documented diagnosis of hypogonadism (low testosterone) with two morning blood tests showing levels below 300 ng/dL. Brand-name testosterone cypionate is the most commonly covered form. Prior authorization is usually required.
What is the cheapest way to get TRT?
The cheapest legitimate TRT option is generic testosterone cypionate through a retail pharmacy with a GoodRx coupon, costing $30-60 per month for the medication alone. Budget telehealth clinics like TRT Nation start at $99/month all-inclusive. Using HSA/FSA pre-tax dollars provides an additional 20-40% effective savings.
Does the cost of TRT include bloodwork?
It depends on the clinic. Some TRT clinics include bloodwork in their monthly fee (Defy Medical, Marek Health), while others charge separately. At-home blood draw kits typically cost $75-200 per panel. Discount lab services offer comprehensive hormone panels for $100-250 without a doctor's order.